Spread the cost of your dream holiday to suit your budget

TUI and Fly Now Pay Later have teamed up to offer you a smarter way to pay for your holiday over time.

How it works

Flexible payment

Flexible payments to help you budget

Fixed monthly repayments over a time period to suit you, up to 12 months.

Easy sign up

Easy sign up & fast decision

Sign up via our app and enter your details to get an instant credit decision and limit to spend.

Simple management

Simple plan management

Manage your plan in the Fly Now Pay Later app, and receive payment reminders so you always know where you are.

Get the app today

You'll find this 4-digit code on the leaflet given in store.

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Plans available for up to £6,000

Monthly Payment Number of Months Based on a loan of Total Amount Payable Interest p.a APR (fixed)
£449 6 £2,500 £2,697 14.9% 29.99%
£309 9 £2,500 £2,784 14.9% 29.99%
£239 12 £2,500 £2,874 14.9% 29.99%

Representative APR 29.99% (fixed).

Based on a loan of £2,500 repayable over 12 months with monthly repayments of £239. Total amount payable £2,874.

The approval of your application and the terms you are offered will depend on your financial circumstances and borrowing history.

What do I need to get started?

To use Fly Now Pay Later, you must be at least 18 years old, a resident in the UK and have the following:

  • A valid passport or driver’s licence – you’ll need to scan this when you create an account on the Fly Now Pay Later app.
  • An email address.
  • A UK mobile phone number.
  • A UK debit card.
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Frequently asked questions


How do I pay for my TUI holiday with Fly Now Pay Later?

Download the Fly Now Pay Later TUI app and enter your details to get your assigned credit limit. Create a virtual card within the app and give these card details to your TUI Travel Expert to make your payment. You’ll pay nothing today and your monthly payments will be made to Fly Now Pay Later using the debit card you link to your account.

Do you run a credit check?

Fly Now Pay Later prides itself on being a responsible lender. To ensure we always lend responsibly, we run a soft credit check to determine your eligibility for a loan. A soft credit check won’t impact your credit score, but as a responsible lender we do share data about your payments with credit reference agencies that can be seen by other lenders.

I’m having problems uploading my ID documents, what do I do?

In order to confirm your identity, we need you to take a photo of your ID within the app. If you are having problems adding your photo, please contact our customer support team at tui@flynowpaylater.com

Are there any charges if my application is declined?

No, you will not be charged if you are not offered a Fly Now Pay Later payment plan.

How much will I be able to spend?

If you are approved, you will receive a credit amount up to £6,000. Your limit will depend on your financial circumstances and borrowing history.

When will I receive my booking confirmation if I book with Fly Now Pay Later?

You will receive your booking confirmation directly from TUI within 48 hours of booking. You will also be sent a confirmation of your payment plan from Fly Now Pay Later.

Can I change my repayment date?

Yes, however some conditions apply. If your due date is within the next seven days and you request a repayment date change, this change cannot take effect until the following month.

What happens if my holiday is cancelled?

Please contact us with confirmation of the cancellation. Once we have received the refund from TUI, Fly Now Pay Later will apply the refund to your account within 72 hours.