By using this website and its related services, you acknowledge that you have read the terms and conditions and that you accept and will be bound by them, as they may be modified by Fly Now Pay Later Limited (“FNPL”) from time to time, as posted on this website. If you do not agree to the terms and conditions of use, you may not use this website. Legal name and address.

Fly Now Pay Later Limited, Registered Office: Eighth Floor, 4th Floor, 33 Cannon Street, London, England, EC4M 5SB, United Kingdom. Registered in England and Wales under company number 06936813. For the purpose of these terms and conditions of use, references to Fly Now Pay Later, FNPL and Pay Later Financial Services Limited shall include any holding company and any subsidiary within the Fly Now Pay Later group of companies in addition to any of its directors, or personnel. Copyright, Designs & Patents

All information on this website is protected by copyright in the United Kingdom and in other countries. Unless otherwise specified (see the Limited Disclaimer of Copyright below), no one has permission to copy, display, distribute, or republish in any form, or store by electronic means any part of the information found on this website without the written permission of FNPL, except in accordance with the Copyright, Designs & Patents Act 1988. The posting of information or other materials to this website does not constitute a waiver of any proprietary right in such information and materials (such as, but not limited to, copyrights, trademarks, trade names or other intellectual property) and does not transfer any rights to a user on the website or any other third party, except as expressly provided herein.


Fly Now Pay Later® & Travelfund® are registered trademarks of Pay Later Group Limited.

Limited disclaimer of copyright

Anyone may view the information (and incidentally create an electronic copy of the information) available from this website for information purposes only. No part of the information at this website can be otherwise redistributed, copied or reproduced in any form without the prior written consent of FNPL.

FNPL makes no representation as to the accuracy, timeliness, or completeness of the website materials. FNPL periodically amends, changes, adds, deletes, updates or alters the information, including, without limitation, the terms and conditions of use at the website, without notice. Further, FNPL assumes no responsibility for any errors or omissions in the content of the website. FNPL specifically disclaims any duty to update the information on the website.

Reference to FNPL, and its services and products are provided without warranty of any kind, either expressed or implied. Under no circumstances shall FNPL or any other party involved in the creation, production or delivery of the information at this website be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever resulting from loss of use, computer virus or system failure, data or profits, whether or not advised of the possibility of damages, and on any theory of liability, arising out of or in connection with the use or performance of this website (or the information or services provided at this website) or any website related to any third party, or users’ inability to use the information or materials contained in the website (on any other website). Under no circumstances shall FNPL’s liability to users for all damages, losses and causes of action (whether in contract, tort, including, but not limited to, negligence or otherwise) exceed the amount, if any, paid by users to FNPL for accessing the website. The user should consult his or her own legal advisers regarding the applicability of their own domestic legislation regarding limitations on liability.

Typographical errors

This website could include technical inaccuracies or typographical errors.

Indemnification by user

User agrees to indemnify, defend and hold FNPL harmless from any liability, loss, claim and expense, including legal fees related to a user’s violation of these terms and conditions or unauthorised use of the services and information provided at this website.


FNPL accepts no responsibility for any damage caused by viruses contained within the electronic files at this website.

Links to other websites

This website contains links to other websites. FNPL is not responsible for the content, accuracy or opinions expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by FNPL. Inclusion of any linked website does not imply approval or endorsement of the linked website by FNPL.

Submission of information

All information transmitted, or otherwise submitted to FNPL, via this website shall only be used by FNPL to the extent permitted by applicable legislation, specifically data protection legislation in the United Kingdom and Ireland.


These terms and conditions will be governed by and construed in accordance with the applicable laws of the United Kingdom (in respect of users residing in the United Kingdom) and the applicable laws of the Republic of Ireland (in respect of users residing in the Republic of Ireland) without regard to conflict of law principles, and users agree that all legal proceedings relating to the matters herein shall be adjudicated solely in the courts of either the United Kingdom or, where relevant, the Republic of Ireland. Users consent to extra–territorial service of process and submit to the jurisdiction of the said courts.

To the extent that any portion of these terms and conditions shall be determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these terms and conditions as so modified will remain in full force and effect.

Any waiver of any provisions contained in these terms and conditions by FNPL shall not be deemed to be a waiver of any other right, term or provision of these terms and conditions.

Fly Now Pay Later will refuse to provide you access to its services, including ability to issue a Corporate Virtual Card and/or grant you a loan in case of travelling to a jurisdiction that is embargoed or blocked by any government. Prohibited countries include Cuba, Iran, Syria, North Korea, Russia, Crimea, Sevastopol, Luhansk and Donetsk. We will refuse services to those on sanctions lists identified by the United States Office of Foreign Asset Control (OFAC), the European Commission or United Kingdom.

BUSINESS DEBIT CARD Agreement – Corporate clients

These terms and conditions (together with the Tariff and any other documents incorporated by reference, the “Agreement”) set out the terms and conditions that apply to your Account, Card and any other associated services provided to you (“Customer”, “you”, “your”), in your capacity as a legal entity, in relation to your business operations, and the individuals designated by you (“Cardholder/s”) by Paynetics AD (“Paynetics”, “we” “us”, “our”) under this Agreement. Read on.